Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.